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Online Loans Resources Guide

Current WSJ Prime Rate

5.25%

Latest

5.25%

Wk Ago

5.50%

52 Wk High

5.00%

52 Wk Low

2019’s Top Online Loans

Best Overall Loans

LightStream, Marcus, and SoFi lead all other online lenders when it comes to rates, terms, and speed to funding. If your credit score is above 660, you may qualify for a top tier personal loan.

SoFi Personal Loans Logo

2-7 Years

Avg. Term

5.99-16.79

Avg. Rate

$5k-$100k

Loan Amount

Best for Debt Consolidation

Need to consolidate a few high interest credit cards in to one, lower interest payment? Payoff, Best Egg, and Prosper are your best loan options.

Payoff Inc Personal Loans

2-4 Years

Avg. Term

8-14

Avg. Rate

$5k-$35k

Loan Amount

Best Egg Personal Loans Logo

3-5 Years

Avg. Term

5.99-29.99

Avg. Rate

$5k-$100k

Loan Amount

Prosper Personal Loans Logo

3-5 Years

Avg. Term

6.95-35.99

Avg. Rate

$2k-$40k

Loan Amount

Best Online Loans for Bad Credit

If your credit is sub-par and you want a payday loan alternative, Liberty Bank, One Main Financial, and Lending Point can help you find fast cash.

Liberty Bank Personal Loans Logo

1-3 Years

Avg. Term

10.5-34.26

Avg. Rate

$1k-$10k

Loan Amount

OneMain Financial Personal Loans Logo

2-5 Years

Avg. Term

16.05-35.99

Avg. Rate

$2k-$40k

Loan Amount

LendingPoint Personal Loans Logo

2-4 Years

Avg. Term

15.49-35.99

Avg. Rate

$5k-$100k

Loan Amount

Best Online Installment Loans for Bad Credit

Receive a short-term personal loan as soon as the next business day from Opploans, Rise Credit, or NetCredit.

NetCredit Personal Loans Logo

0.5-5 Years

Avg. Term

34-155

Avg. Rate

$1k-$10k

Loan Amount

OppLoans Personal Loans Logo

0.5-2 Years

Avg. Term

59-199

Avg. Rate

$500-$5k

Loan Amount

Rise Credit Personal Loans Logo

0.4-2 Years

Avg. Term

36-299

Avg. Rate

$500-$5k

Loan Amount

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