The Best Debt Consolidation Loans: 2020

It can be frustrating to deal with multiple debt payments. Even worse, when you're paying high-interest rates on one or more debts each month, more of your payments are going toward fees than paying off your principal. Mounting debt has become a fact of life for many Americans. According to the New York Fed's latest report, U.S. household debt hit a record high $13.86 trillion this year, with a stunning 20 quarterly…

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The Top 5 Online Loans with Monthly Payments: 2020

Unexpected expenses are a fact of life. Unfortunately, according to a report released by the Federal Reserve, nearly 40% of adults in the U.S. would be unable to cover a $400 emergency with a credit card or savings. When the unexpected happens, an online loan might be right for you. We have researched dozens of online lenders with monthly payments and selected our top 5. 1. Best Online Loan for Same Day…

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The Best Home Improvement Loans for 2020

Upgrading your home can be expensive, but certain improvements are just plain necessary. You might need to fix up some damage to your roof, or you might have some remodeling to do before selling your house. If time is of the essence and you can't pay for your home improvement projects in cash, then a personal loan could be an option worth looking into. You should be careful, however. Loan terms can…

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How Can I Get a Loan Online?

Applying for an online loan is a fast and easy way to borrow money for personal or business use. They’re convenient if you’re in need of funds and want to complete the application process from the comfort of your computer or mobile device.  Traditional brick-and-mortar banks are slow to process loan applications and tend to have strict qualifications. Not only can it be difficult to get approved through banks and credit unions,…

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Online Loans with No Credit Check: 2020

Avoid online loans with no credit check Fortunately, we live in a world where the extra money you need for an emergency is only a few clicks away. However, most loan providers don’t lend to borrowers with low credit scores. If you don’t have the best credit history, you’re likely considering online loans with no credit check. However, there are a few things you need to know before you move forward. Let’s…

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The Best Personal Loans for Bad Credit: 2020

Poor credit can happen despite your best intentions. When your credit is less than great., you may find yourself struggling to get back on your feet. Recovering is possible, however, and there are a number of options available to you if you need assistance. The first step on the road to recovery is to examine the cause of your situation. Look at your circumstances to discover what led you to have a…

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What Is APR? A Simple Explanation

When shopping around for a personal loan or a credit card, you will likely see lenders and banks advertise the annual percentage rate (APR) of their products. An APR is the total cost of borrowing that you will pay each year. The percentage includes the interest rate as well as any associated fees. APR is useful because comparing this rate between different lenders provides a more complete picture of the value of…

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The Best Personal Loans With No Origination Fee: 2020

As you shop and compare loan options, you’ll find that some lenders charge origination fees. An origination fee covers the lender’s costs of processing your loan application and underwriting. The fee may also safeguard the lender against any interest rates lost if you pay off the loan early. The best lenders do not charge origination fees. Instead, the costs of processing your loan are included in the advertised interest rate and APR.…

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Top 3 Online Business Lenders

Looking for a business loan you can get without breaking your back? Traditional loans tend to include a long and at times complicated procedure you must endure before being approved. And even after giving all the proper documentation and waiting the required period, you’re not even guaranteed to be approved at all.  Luckily, you no longer have to go down the traditional route of walking into a bank and handing over your…

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FHA Loan vs. Conventional Loan: Which one is right for you?

Definitions FHA loan is a mortgage which is guaranteed by the Federal Housing Administration (FHA). A conventional loan refers to a traditional home loan without any government backing. For an FHA loan, the FHA agrees to pay for a large portion of the balance of a loan if a borrower defaults on the loan, this is what’s meant by the FHA insuring the loan. This insurance means the lenders can provide FHA…

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