Alabama

Online Payday Loans in Alabama

Loans in Alabama can go up to $500 with terms that can stretch out as far as 31 Days.

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Alabama

Online Loan Terms

Maximum Loan Amount
$500
Minimum Loan Term
10 Days
Maximum Loan Term
31 Days
Maximum APR%
210%
Max Simultaneous Loans
1
Minimum Age
19

Why get an Online Loan in Alabama?

We get it. Sometimes, emergency expenses like dental come up and you need to get cash immediately. However, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Alabama is quick and easy. It doesn't matter if you live in Birmingham, Montgomery, Mobile, or Huntsville, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Alabama Cost?

The maximum annual percentage rate allowed by law in Alabama is 210% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Alabama, lenders may charge a maximum of 17.5% fee of the total loan amount.

Representative Example

For example, Ileana has an unexpected dental expense and needs cash immediately. They can borrow up to $500 for up to 31 days at 210% APR. The high APR can make this example loan extremely expensive; Ileana will pay back a total of $588 including a total of $88 in interest and fees!

What You Need

Before you can get an online loan in Alabama, this is what you will need:

  • You must be at least 19 years old
  • Valid Alabama driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Alabama

Maximum loan terms in Alabama:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 210%
  • Maximum loan length: $500

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