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Online Payday Loans in Alaska

Loans in Alaska can go up to $500 with terms that can stretch out as far as No Maximum.

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Alaska

Online Loan Terms

Maximum Loan Amount
$500
Minimum Loan Term
14 Days
Maximum Loan Term
No Maximum
Maximum APR%
435%
Max Simultaneous Loans
Minimum Age
18

Why get an Alaska Online Loan?

We get it. Sometimes, emergency expenses like food come up and you need to get cash immediatey. Anyway, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Alaska is quick and easy. It doesn't matter if you live in Anchorage, Fairbanks, Juneau, or Sitka, you can you loan deposited the same day.

How Much does an Online Loan in Alaska Cost?

The maximum annunual percentage rate allowed by law in Alaska is 435% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Alaska, lenders may charge a maximum of a $5 origination fee plus the lesser of $15 for every $100 loan amount, or 15% of the total loan amount.

Representative Example

For example, Reva has an unexpected food expense and needs cash immediately. They can borrow up to $500 for up to one month at 435% APR. The high APR can make this example loan extremely expensive; Reva will pay back a total of $681 including a total of $181 in interest and fees!

Requirements

Before you can get an online loan in Alaska, this is what you will need:

  • You must be at least 18 years old
  • Valid Alaska driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Alaska

While individual offers may vary, these are the maximum terms in Alaska.

  • Maximum loan amont: $500
  • Maximum rate, including fees: 435%
  • Maximum loan length: $500

How it Works

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