Arizona

Online Installment Loans in Arizona

Loans in Arizona can go up to $40,000 with terms that can stretch out as far as 60 Months.

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Arizona

Online Loan Terms

Maximum Loan Amount
$40,000
Minimum Loan Term
6 Months
Maximum Loan Term
60 Months
Maximum APR%
36%
Max Simultaneous Loans
1
Minimum Age
18

Why get an Online Loan in Arizona?

We get it. Sometimes, emergency expenses like home repairs come up and you need to get cash immediately. Nevertheless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Arizona is quick and easy. It doesn't matter if you live in Phoenix, Tucson, Mesa, or Sahuarita, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Installment Loans in Arizona Cost?

The maximum annual percentage rate allowed by law in Arizona is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Arizona, lenders may charge a maximum of 36% APR.

Representative Example

For example, Laine has an unexpected home repairs expense and needs cash immediately. They can borrow up to $40,000 for up to two months at 36% APR. The high APR can make this example loan extremely expensive; Laine will pay back a total of $1,060 including a total of $60 in interest and fees!

What You Need

Before you can get an online loan in Arizona, this is what you will need:

  • You must be at least 18 years old
  • Valid Arizona driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Installment Loans in Arizona

Maximum loan terms in Arizona:

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 36%
  • Maximum loan length: $40,000

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