Online Installment Loans in Arkansas

Loans in Arkansas can go up to $40,000 with terms that can stretch out as far as 60 Months.

How Much Cash Do You Need?

Applying is fast, free, and will not effect your credit score.
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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
6 Months
Maximum Loan Term
60 Months
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Arkansas Online Loan?

We get it. Sometimes, emergency expenses like household expenses come up and you need to get cash immediatey. Nonetheless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Arkansas is quick and easy. It doesn't matter if you live in Little Rock, Fort Smith, Fayetteville, or Paragould, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in Arkansas Cost?

The maximum annunual percentage rate allowed by law in Arkansas is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Arkansas, lenders may charge a maximum of 36% APR.

Representative Example

For example, Nia has an unexpected household expenses expense and needs cash immediately. They can borrow up to $40,000 for up to 60 months at 36% APR. The high APR can make this example loan extremely expensive; Nia will pay back a total of $1,590 including a total of $90 in interest and fees!


Before you can get an online loan in Arkansas, this is what you will need:

  • You must be at least 18 years old
  • Valid Arkansas driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Arkansas

While individual offers may vary, these are the maximum terms in Arkansas.

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 36%
  • Maximum loan length: $40,000

How it Works

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