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Online Payday Loans in California

Loans in California can go up to $255 with terms that can stretch out as far as 31 Days.

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California

Online Loan Terms

Maximum Loan Amount
$255
Minimum Loan Term
None
Maximum Loan Term
31 Days
Maximum APR%
176.61%
Max Simultaneous Loans
Minimum Age
18

Why get an California Online Loan?

We get it. Sometimes, emergency expenses like food come up and you need to get cash immediatey. Be that as it may, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in California is quick and easy. It doesn't matter if you live in Los Angeles, San Diego, San Jose, or Lemoore, you can you loan deposited the same day.

How Much does an Online Loan in California Cost?

The maximum annunual percentage rate allowed by law in California is 176.61% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In California, lenders may charge a maximum of 15% of the loan amount.

Representative Example

For example, Dianna has an unexpected food expense and needs cash immediately. They can borrow up to $255 for up to 31 days at 176.61% APR. The high APR can make this example loan extremely expensive; Dianna will pay back a total of $293 including a total of $38 in interest and fees!

Requirements

Before you can get an online loan in California, this is what you will need:

  • You must be at least 18 years old
  • Valid California driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in California

While individual offers may vary, these are the maximum terms in California.

  • Maximum loan amont: $255
  • Maximum rate, including fees: 176.61%
  • Maximum loan length: $255

How it Works

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Get access to the capital you need in a short amount of time.

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