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Georgia

Online Installment Loans in Georgia

Loans in Georgia can go up to $40,000 with terms that can stretch out as far as No Maximum.

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Georgia

Online Loan Terms

Maximum Loan Amount
$40,000
Minimum Loan Term
6 Months
Maximum Loan Term
No Maximum
Maximum APR%
36%
Max Simultaneous Loans
Minimum Age
18

Why get an Georgia Online Loan?

We get it. Sometimes, emergency expenses like having a baby come up and you need to get cash immediatey. On the other hand, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Georgia is quick and easy. It doesn't matter if you live in Atlanta, Savannah, Augusta, or Valdosta, you can you loan deposited the same day.

How Much does an Online Loan in Georgia Cost?

The maximum annunual percentage rate allowed by law in Georgia is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Georgia, lenders may charge a maximum of 36% APR.

Representative Example

For example, Dorethea has an unexpected having a baby expense and needs cash immediately. They can borrow up to $40,000 for up to 5 years at 36% APR. The high APR can make this example loan extremely expensive; Dorethea will pay back a total of $8,400 including a total of $5,400 in interest and fees!

Requirements

Before you can get an online loan in Georgia, this is what you will need:

  • You must be at least 18 years old
  • Valid Georgia driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Georgia

While individual offers may vary, these are the maximum terms in Georgia.

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 36%
  • Maximum loan length: $40,000

How it Works

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Get access to the capital you need in a short amount of time.

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