Why get an Online Loan in Hawaii?
We get it. Sometimes, emergency expenses like family in need come up and you need to get cash
immediately. Still, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Hawaii is quick and easy. It doesn't matter if you live
in Honolulu, Koolaupoko, Hilo, or Waipahu, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Hawaii Cost?
The maximum annual percentage rate allowed by law in Hawaii is 171.09% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Hawaii, lenders may charge a maximum
of 15% finance charge.
Representative Example
For example, Irina has an unexpected family in need expense and needs cash
immediately. They can borrow up to $600 for up to 32 days
at 171.09% APR. The high APR can make this example loan extremely expensive; Irina will pay back a total of $686 including a total of $86 in interest and fees!
What You Need
Before you can get an online loan in Hawaii, this is what you will need:
- You must be at least 18 years old
- Valid Hawaii driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in Hawaii
Maximum loan terms in Hawaii:
- Maximum loan amont: $600
- Maximum rate, including fees: 171.09%
- Maximum loan length: $600
