Why get an Hawaii Online Loan?
We get it. Sometimes, emergency expenses like family in need come up and you need to get cash
immediatey. Still, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Hawaii is quick and easy. It doesn't matter if you live
in Honolulu, Koolaupoko, Hilo, or Waipahu, you can you loan deposited the same day.
How Much does an Online Loan in Hawaii Cost?
The maximum annunual percentage rate allowed by law in Hawaii is 171.09% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Hawaii, lenders may charge a maximum
of 15% finance charge.
Representative Example
For example, Irina has an unexpected family in need expense and needs cash
immediately. They can borrow up to $600 for up to 32 days
at 171.09% APR. The high APR can make this example loan extremely expensive; Irina will pay back a total of $686 including a total of $86 in interest and fees!
Requirements
Before you can get an online loan in Hawaii, this is what you will need:
- You must be at least 18 years old
- Valid Hawaii driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Online Loan Terms in Hawaii
While individual offers may vary, these are the maximum terms in Hawaii.
- Maximum loan amont: $600
- Maximum rate, including fees: 171.09%
- Maximum loan length: $600
