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Online Payday Loans in Idaho

Loans in Idaho can go up to $1,000 with terms that can stretch out as far as No Maximum.

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Idaho

Online Loan Terms

Maximum Loan Amount
$1,000
Minimum Loan Term
None
Maximum Loan Term
No Maximum
Maximum APR%
799%
Max Simultaneous Loans
Minimum Age
18

Why get an Idaho Online Loan?

We get it. Sometimes, emergency expenses like business come up and you need to get cash immediatey. Yet, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Idaho is quick and easy. It doesn't matter if you live in Boise, Nampa, Meridian, or Idaho Falls, you can you loan deposited the same day.

How Much does an Online Loan in Idaho Cost?

The maximum annunual percentage rate allowed by law in Idaho is 799% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Idaho, lenders may charge a maximum of any charge as there are no caps by law.

Representative Example

For example, Travis has an unexpected business expense and needs cash immediately. They can borrow up to $1,000 for up to no maximum at 799% APR. The high APR can make this example loan extremely expensive; Travis will pay back a total of $1,666 including a total of $666 in interest and fees!

Requirements

Before you can get an online loan in Idaho, this is what you will need:

  • You must be at least 18 years old
  • Valid Idaho driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Idaho

While individual offers may vary, these are the maximum terms in Idaho.

  • Maximum loan amont: $1,000
  • Maximum rate, including fees: 799%
  • Maximum loan length: $1,000

How it Works

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