Loans in Illinois can go up to $1,000 with terms that can stretch out as far as 120 Days.
How Much Cash Do You Need?
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Online Loan Terms
Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
Max Simultaneous Loans
Why get an Illinois Online Loan?
We get it. Sometimes, emergency expenses like family in need come up and you need to get cash
immediatey. Even so, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Illinois is quick and easy. It doesn't matter if you live
in Chicago, Aurora, Rockford, or Joliet, you can you loan deposited the same day.
How Much does an Online Loan in Illinois Cost?
The maximum annunual percentage rate allowed by law in Illinois is 519.42% APR.
Often, the APR includes the interest rate plus fees. In Illinois, lenders may charge a maximum
of 15.5% of the loan amount plus a verification fee of $3.
For example, Janis has an unexpected family in need expense and needs cash
immediately. They can borrow up to $1,000 for up to 120 days
at 519.42% APR. The high APR can make this example loan extremely expensive; Janis will pay back a total of $2,731 including a total of $1,731 in interest and fees!
Before you can get an online loan in Illinois, this is what you will need:
You must be at least 18 years old
Valid Illinois driver license or government issued ID
Checking or savings account
Most recent pay stub
Online Loan Terms in Illinois
While individual offers may vary, these are the maximum terms in Illinois.
Maximum loan amont: $1,000
Maximum rate, including fees: 519.42%
Maximum loan length: $1,000
How it Works
Fill out one application, there is no fee and no obligation.
Our matching software automatically helps find the best loan options for you.
Get access to the capital you need in a short amount of time.