Loans in Iowa can go up to $500 with terms that can stretch out as far as 31 Days.
How Much Cash Do You Need?
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Online Loan Terms
Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
Max Simultaneous Loans
Why get an Iowa Online Loan?
We get it. Sometimes, emergency expenses like medical come up and you need to get cash
immediatey. Howbeit, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Iowa is quick and easy. It doesn't matter if you live
in Des Moines, Cedar Rapids, Davenport, or Clinton, you can you loan deposited the same business day or if applying after 11am, the next business day..
How Much does an Online Loan in Iowa Cost?
The maximum annunual percentage rate allowed by law in Iowa is 176.61% APR.
Often, the APR includes the interest rate plus fees. In Iowa, lenders may charge a maximum
of $15 for the first $100 of loan plus $10 per additional $100. Prorated fees are prohibited.
For example, Jeanett has an unexpected medical expense and needs cash
immediately. They can borrow up to $500 for up to 31 days
at 176.61% APR. The high APR can make this example loan extremely expensive; Jeanett will pay back a total of $574 including a total of $74 in interest and fees!
Before you can get an online loan in Iowa, this is what you will need:
You must be at least 18 years old
Valid Iowa driver license or government issued ID
Checking or savings account
Most recent pay stub
Online Loan Terms in Iowa
While individual offers may vary, these are the maximum terms in Iowa.
Maximum loan amont: $500
Maximum rate, including fees: 176.61%
Maximum loan length: $500
How it Works
Fill out one application, there is no fee and no obligation.
Our matching software automatically helps find the best loan options for you.
Get access to the capital you need in a short amount of time.