Online Payday Loans in Maine

Loans in Maine can go up to $40,000 with terms that can stretch out as far as No Maximum.

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Maine

Online Loan Terms

Maximum Loan Amount
$40,000
Minimum Loan Term
None
Maximum Loan Term
No Maximum
Maximum APR%
32.37%
Max Simultaneous Loans
Minimum Age
18

Why get an Maine Online Loan?

We get it. Sometimes, emergency expenses like paying taxes come up and you need to get cash immediatey. Nonetheless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Maine is quick and easy. It doesn't matter if you live in Portland, Lewiston, Bangor, or Kittery, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in Maine Cost?

The maximum annunual percentage rate allowed by law in Maine is 32.37% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Maine, lenders may charge a maximum of 30% annual simple interest on loans below $2,000; 24% annual simple interest on loans from $2,000 to $4,000; and 18% simple interest on loans above $4,000. Administrative fees of $5 on loans up to $75; $15 on loans from $75 to $250; $25 on loans in excess of $250.

Representative Example

For example, Jaimee has an unexpected paying taxes expense and needs cash immediately. They can borrow up to $40,000 for up to 5 years at 32.37% APR. The high APR can make this example loan extremely expensive; Jaimee will pay back a total of $2,095 including a total of $1,295 in interest and fees!

Requirements

Before you can get an online loan in Maine, this is what you will need:

  • You must be at least 18 years old
  • Valid Maine driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Maine

While individual offers may vary, these are the maximum terms in Maine.

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 32.37%
  • Maximum loan length: $40,000

How it Works

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