Loans in Maine can go up to $40,000 with terms that can stretch out as far as No Maximum.
How Much Cash Do You Need?
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Online Loan Terms
Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
Max Simultaneous Loans
Why get an Online Loan in Maine?
We get it. Sometimes, emergency expenses like paying taxes come up and you need to get cash
immediately. Nonetheless, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Maine is quick and easy. It doesn't matter if you live
in Portland, Lewiston, Bangor, or Kittery, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Maine Cost?
The maximum annual percentage rate allowed by law in Maine is 32.37% APR.
Often, the APR includes the interest rate plus fees. In Maine, lenders may charge a maximum
of 30% annual simple interest on loans below $2,000; 24% annual simple interest on loans from $2,000 to $4,000; and 18% simple interest on loans above $4,000. Administrative fees of $5 on loans up to $75; $15 on loans from $75 to $250; $25 on loans in excess of $250.
For example, Jaimee has an unexpected paying taxes expense and needs cash
immediately. They can borrow up to $40,000 for up to 5 years
at 32.37% APR. The high APR can make this example loan extremely expensive; Jaimee will pay back a total of $2,095 including a total of $1,295 in interest and fees!
What You Need
Before you can get an online loan in Maine, this is what you will need:
You must be at least 18 years old
Valid Maine driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Maine
Maximum loan terms in Maine:
Maximum loan amont: $40,000
Maximum rate, including fees: 32.37%
Maximum loan length: $40,000
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How it Works
Fill out one application, there is no fee and no obligation.
Our matching software automatically helps find the best loan options for you.
Get access to the capital you need in a short amount of time.