Online Installment Loans in New Mexico

Loans in New Mexico can go up to $40,000 with terms that can stretch out as far as No Maximum.

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New Mexico

Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
6 Months
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an New Mexico Online Loan?

We get it. Sometimes, emergency expenses like moving come up and you need to get cash immediatey. However, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in New Mexico is quick and easy. It doesn't matter if you live in Albuquerque, Las Cruces, Rio Rancho, or Santa Fe, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in New Mexico Cost?

The maximum annunual percentage rate allowed by law in New Mexico is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In New Mexico, lenders may charge a maximum of 36% APR.

Representative Example

For example, Ned has an unexpected moving expense and needs cash immediately. They can borrow up to $40,000 for up to 5 years at 36% APR. The high APR can make this example loan extremely expensive; Ned will pay back a total of $28,000 including a total of $18,000 in interest and fees!


Before you can get an online loan in New Mexico, this is what you will need:

  • You must be at least 18 years old
  • Valid New Mexico driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in New Mexico

While individual offers may vary, these are the maximum terms in New Mexico.

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 36%
  • Maximum loan length: $40,000

How it Works

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