Online Installment Loans in North Carolina

Loans in North Carolina can go up to $40,000 with terms that can stretch out as far as No Maximum.

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North Carolina

Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
6 Months
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an North Carolina Online Loan?

We get it. Sometimes, emergency expenses like having a baby come up and you need to get cash immediatey. Nevertheless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in North Carolina is quick and easy. It doesn't matter if you live in Charlotte, Raleigh, Greensboro, or Statesville, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in North Carolina Cost?

The maximum annunual percentage rate allowed by law in North Carolina is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In North Carolina, lenders may charge a maximum of 36% APR.

Representative Example

For example, Sofia has an unexpected having a baby expense and needs cash immediately. They can borrow up to $40,000 for up to 5 years at 36% APR. The high APR can make this example loan extremely expensive; Sofia will pay back a total of $84,000 including a total of $54,000 in interest and fees!


Before you can get an online loan in North Carolina, this is what you will need:

  • You must be at least 18 years old
  • Valid North Carolina driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in North Carolina

While individual offers may vary, these are the maximum terms in North Carolina.

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 36%
  • Maximum loan length: $40,000

How it Works

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