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Online Payday Loans in North Dakota

Loans in North Dakota can go up to $500 with terms that can stretch out as far as 60 Days.

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North Dakota

Online Loan Terms

Maximum Loan Amount
$500
Minimum Loan Term
15 Days
Maximum Loan Term
60 Days
Maximum APR%
486.66%
Max Simultaneous Loans
Minimum Age
18

Why get an North Dakota Online Loan?

We get it. Sometimes, emergency expenses like business come up and you need to get cash immediatey. Nonetheless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in North Dakota is quick and easy. It doesn't matter if you live in Fargo, Bismarck, Grand Forks, or Minot, you can you loan deposited the same day.

How Much does an Online Loan in North Dakota Cost?

The maximum annunual percentage rate allowed by law in North Dakota is 486.66% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In North Dakota, lenders may charge a maximum of 20% of the total loan amount.

Representative Example

For example, Antonio has an unexpected business expense and needs cash immediately. They can borrow up to $500 for up to 60 days at 486.66% APR. The high APR can make this example loan extremely expensive; Antonio will pay back a total of $906 including a total of $406 in interest and fees!

Requirements

Before you can get an online loan in North Dakota, this is what you will need:

  • You must be at least 18 years old
  • Valid North Dakota driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in North Dakota

While individual offers may vary, these are the maximum terms in North Dakota.

  • Maximum loan amont: $500
  • Maximum rate, including fees: 486.66%
  • Maximum loan length: $500

How it Works

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