Online Payday Loans in Oklahoma

Loans in Oklahoma can go up to $500 with terms that can stretch out as far as 45 days.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
12 days
Maximum Loan Term
45 days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Oklahoma Online Loan?

We get it. Sometimes, emergency expenses like student or educational come up and you need to get cash immediatey. Regardless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Oklahoma is quick and easy. It doesn't matter if you live in Oklahoma City, Tulsa, Norman, or Yukon, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in Oklahoma Cost?

The maximum annunual percentage rate allowed by law in Oklahoma is 456.25% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Oklahoma, lenders may charge a maximum of 15% of the loan amount up to $300 then 10% of the loan amount above $300.

Representative Example

For example, Leroy has an unexpected student or educational expense and needs cash immediately. They can borrow up to $500 for up to 45 days at 456.25% APR. The high APR can make this example loan extremely expensive; Leroy will pay back a total of $785 including a total of $285 in interest and fees!


Before you can get an online loan in Oklahoma, this is what you will need:

  • You must be at least 18 years old
  • Valid Oklahoma driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Oklahoma

While individual offers may vary, these are the maximum terms in Oklahoma.

  • Maximum loan amont: $500
  • Maximum rate, including fees: 456.25%
  • Maximum loan length: $500

How it Works

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