Online Payday Loans in Oregon

Loans in Oregon can go up to $50,000 with terms that can stretch out as far as 60 days.

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Oregon

Online Loan Terms

Maximum Loan Amount
$50,000
Minimum Loan Term
31 days
Maximum Loan Term
60 days
Maximum APR%
105.96%
Max Simultaneous Loans
Minimum Age
18

Why get an Oregon Online Loan?

We get it. Sometimes, emergency expenses like auto repairs come up and you need to get cash immediatey. In any event, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Oregon is quick and easy. It doesn't matter if you live in Portland, Salem, Eugene, or Gresham, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in Oregon Cost?

The maximum annunual percentage rate allowed by law in Oregon is 105.96% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Oregon, lenders may charge a maximum of 36% simple interest per annum plus an origination fee of 10% of the loan amount. Maximum origination fee of $30.

Representative Example

For example, Orville has an unexpected auto repairs expense and needs cash immediately. They can borrow up to $50,000 for up to 60 days at 105.96% APR. The high APR can make this example loan extremely expensive; Orville will pay back a total of $1,530 including a total of $230 in interest and fees!

Requirements

Before you can get an online loan in Oregon, this is what you will need:

  • You must be at least 18 years old
  • Valid Oregon driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in Oregon

While individual offers may vary, these are the maximum terms in Oregon.

  • Maximum loan amont: $50,000
  • Maximum rate, including fees: 105.96%
  • Maximum loan length: $50,000

How it Works

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