Online Payday Loans in South Carolina

Loans in South Carolina can go up to $550 with terms that can stretch out as far as 31 days.

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South Carolina

Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
31 days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an South Carolina Online Loan?

We get it. Sometimes, emergency expenses like household expenses come up and you need to get cash immediatey. On the other hand, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in South Carolina is quick and easy. It doesn't matter if you live in Columbia, Charleston, Mount Pleasant, or Rock Hill, you can you loan deposited the same business day or if applying after 11am, the next business day..

How Much does an Online Loan in South Carolina Cost?

The maximum annunual percentage rate allowed by law in South Carolina is 782.14% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In South Carolina, lenders may charge a maximum of 15% of the loan amount.

Representative Example

For example, Venice has an unexpected household expenses expense and needs cash immediately. They can borrow up to $550 for up to 31 days at 782.14% APR. The high APR can make this example loan extremely expensive; Venice will pay back a total of $908 including a total of $358 in interest and fees!


Before you can get an online loan in South Carolina, this is what you will need:

  • You must be at least 18 years old
  • Valid South Carolina driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Online Loan Terms in South Carolina

While individual offers may vary, these are the maximum terms in South Carolina.

  • Maximum loan amont: $550
  • Maximum rate, including fees: 782.14%
  • Maximum loan length: $550

How it Works

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