Tennessee

Online Payday Loans in Tennessee

Loans in Tennessee can go up to $500 with terms that can stretch out as far as 31 days.

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Tennessee

Online Loan Terms

Maximum Loan Amount
$500
Minimum Loan Term
None
Maximum Loan Term
31 days
Maximum APR%
176.61%
Max Simultaneous Loans
1
Minimum Age
18

Why get an Online Loan in Tennessee?

We get it. Sometimes, emergency expenses like auto repairs come up and you need to get cash immediately. Yet, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Tennessee is quick and easy. It doesn't matter if you live in Memphis, Knoxville, Chattanooga, or Clarksville, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Tennessee Cost?

The maximum annual percentage rate allowed by law in Tennessee is 176.61% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Tennessee, lenders may charge a maximum of 15% of the loan amount.

Representative Example

For example, Suzy has an unexpected auto repairs expense and needs cash immediately. They can borrow up to $500 for up to 31 days at 176.61% APR. The high APR can make this example loan extremely expensive; Suzy will pay back a total of $574 including a total of $74 in interest and fees!

What You Need

Before you can get an online loan in Tennessee, this is what you will need:

  • You must be at least 18 years old
  • Valid Tennessee driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Tennessee

Maximum loan terms in Tennessee:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 176.61%
  • Maximum loan length: $500

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