Loans in Texas can go up to $200 with terms that can stretch out as far as 6 months.
How Much Cash Do You Need?
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Online Loan Terms
Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
Max Simultaneous Loans
Why get an Texas Online Loan?
We get it. Sometimes, emergency expenses like having a baby come up and you need to get cash
immediatey. Even so, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Texas is quick and easy. It doesn't matter if you live
in Houston, San Antonio, Dallas, or Austin, you can you loan deposited the same business day or if applying after 11am, the next business day..
How Much does an Online Loan in Texas Cost?
The maximum annunual percentage rate allowed by law in Texas is 521.42% APR.
Often, the APR includes the interest rate plus fees. In Texas, lenders may charge a maximum
of 10% of the loan amount plus one-time acquisition charge of 10% of the loan amount.
For example, Cris has an unexpected having a baby expense and needs cash
immediately. They can borrow up to $200 for up to 6 months
at 521.42% APR. The high APR can make this example loan extremely expensive; Cris will pay back a total of $721 including a total of $521 in interest and fees!
Before you can get an online loan in Texas, this is what you will need:
You must be at least 18 years old
Valid Texas driver license or government issued ID
Checking or savings account
Most recent pay stub
Online Loan Terms in Texas
While individual offers may vary, these are the maximum terms in Texas.
Maximum loan amont: $200
Maximum rate, including fees: 521.42%
Maximum loan length: $200
How it Works
Fill out one application, there is no fee and no obligation.
Our matching software automatically helps find the best loan options for you.
Get access to the capital you need in a short amount of time.