Loans in Virginia can go up to $2,500 with terms that can stretch out as far as 24 months.
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Online Loan Terms
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Why get an Online Loan in Virginia?
We get it. Sometimes, emergency expenses like moving come up and you need to get cash
immediately. However, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Virginia is quick and easy. It doesn't matter if you live
in Virginia Beach, Norfolk, Chesapeake, or Richmond, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Virginia Cost?
The maximum annual percentage rate allowed by law in Virginia is 44.65% APR.
Often, the APR includes the interest rate plus fees. In Virginia, lenders may charge a maximum
of 36% simple interest per annum plus a maximum monthly maintenance fee of 8% or $25, whichever is less.
For example, Liana has an unexpected moving expense and needs cash
immediately. They can borrow up to $2,500 for up to 24 months
at 44.65% APR. The high APR can make this example loan extremely expensive; Liana will pay back a total of $4,733 including a total of $2,233 in interest and fees!
What You Need
Before you can get an online loan in Virginia, this is what you will need:
You must be at least 18 years old
Valid Virginia driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Virginia
Maximum loan terms in Virginia:
Maximum loan amont: $2,500
Maximum rate, including fees: 44.65%
Maximum loan length: $2,500
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